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The
California Association of Collectors offers an 800 hotline for
consumer inquiries about the industry, and provides a liaison
between consumers and member agency owners when complaints or
questions arise. The Association represents collection agencies
within California, making it uniquely positioned to serve as the
liaison between the industry and the public. With its
toll-free hotline, CAC is helping to maintain overall
professionalism in the industry.
Call
CAC's Consumer Hotline at (800) 316-2262.
The Consumer Complaint Process:
Complaints are accepted and
processed in the order received to us by the consumer. A CAC staff
member sorts the complaint according to a non-collection complaint,
third party collections or inquiries. We may then proceed with the
complaint if the agency is a third party collector and a member of
CAC. We act as a facilitator between the consumer and the member
agency to resolve rightful complaints.
- Our staff contacts the member
agency’s senior management directly to receive a thorough
and accurate response to the consumer’s situation.
- Consumers are sent a
complimentary brochure containing answers to the most
frequently asked questions about collection agencies.
- All complaints for a
non-member agency will be referred to additional sources of
information, such as: Consumer Credit Counseling, DA, and ACA
International.
- The CAC staff monitors
resolutions that have been returned to insure the closure of
the complaint.
Note: CAC is happy to help with as
much as possible. However, we can only process complaints regarding
third-party collection agencies and those collection agencies that
are CAC members. Our staff cannot address complaints dealing with
creditors or credit reporting agencies.
(The consumer hotline and CAC shall
provide no legal advice. Any consumer with legal inquiries shall be
recommended to seek alternative means of assistance.)
Fair
Debt Collection Practices Act (FDCPA) Fair
Credit Reporting Act (FCRA)
Most
Frequently Asked Questions
Consumer
Complaint Form
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